/* ==========================================================================
   JSP Hinters — website styles
   Visual language taken from the JSP Hinters brochures:
   navy gradient fields, gold hairline borders, white logo, ivory pages,
   Fraunces serif headings, gold square bullets.
   ========================================================================== */

:root {
  --navy: #0b1f3a;
  --navy-2: #071326;
  --blue: #1769aa;
  --blue-dark: #124d7e;
  --gold: #c49a3a;
  --gold-soft: #e7d5a8;
  --gold-pale: #f7f0de;
  --ivory: #f7f4ee;
  --card: #ffffff;
  --ink: #2b3540;
  --warmgrey: #6f7882;
  --line: #e2dccf;
  --red-bg: #f9efec;
  --red-line: #a84747;
  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans: "Public Sans", "Segoe UI", Arial, sans-serif;

  --grad-deep: linear-gradient(160deg, #12305c 0%, var(--navy) 45%, var(--navy-2) 100%);
  --grad-dark: linear-gradient(155deg, #0d2a50, var(--navy-2));
  --gold-line: rgba(196, 154, 58, 0.45);
  --gold-line-soft: rgba(196, 154, 58, 0.28);
  --shadow: 0 18px 44px rgba(11, 31, 58, 0.16);
  --wrap: 1160px;
}

* { box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  margin: 0;
  background: var(--ivory);
  color: var(--ink);
  font-family: var(--sans);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

h1, h2, h3, h4, h5 { margin: 0; font-family: var(--serif); font-weight: 500; line-height: 1.15; color: var(--navy); }
p { margin: 0 0 1em; }
a { color: var(--blue-dark); }

.wrap { width: 100%; max-width: var(--wrap); margin: 0 auto; padding: 0 28px; }
.wrap-narrow { max-width: 860px; }

/* ---------- Skip link ---------- */
.skip {
  position: absolute; left: -9999px; top: 0;
  background: var(--gold); color: var(--navy);
  padding: 10px 16px; z-index: 200; font-weight: 700;
}
.skip:focus { left: 12px; top: 12px; }

:focus-visible { outline: 2px solid var(--gold); outline-offset: 3px; }

/* ==========================================================================
   Header
   ========================================================================== */

.site-header {
  background: var(--grad-deep);
  border-bottom: 1px solid var(--gold-line);
  position: sticky; top: 0; z-index: 100;
}

.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px; min-height: 86px; padding: 14px 0;
}

.brand { display: flex; align-items: center; text-decoration: none; flex: 0 0 auto; }
.brand img { height: 42px; width: auto; }

.main-nav { display: flex; align-items: center; gap: 4px; }

.main-nav > a {
  color: #dbe7f0; text-decoration: none;
  font-size: 14px; font-weight: 500; letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 10px 14px; border-radius: 6px;
  border: 1px solid transparent;
  transition: color .18s, border-color .18s, background .18s;
}
.main-nav > a:hover { color: #fff; border-color: var(--gold-line); background: rgba(255,255,255,.05); }
.main-nav > a[aria-current="page"] { color: var(--gold-soft); border-color: var(--gold-line); }

.main-nav .nav-cta {
  background: var(--gold); color: var(--navy);
  border: 1px solid var(--gold); font-weight: 700;
}
.main-nav .nav-cta:hover { background: var(--gold-soft); border-color: var(--gold-soft); color: var(--navy); }

.nav-toggle {
  display: none; background: transparent; cursor: pointer;
  border: 1px solid var(--gold-line); border-radius: 6px;
  padding: 9px 10px;
}
.nav-toggle span {
  display: block; width: 22px; height: 2px; background: #dbe7f0;
  margin: 4px 0; transition: transform .2s, opacity .2s;
}
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

/* ==========================================================================
   Hero
   ========================================================================== */

.hero {
  position: relative; overflow: hidden;
  background: var(--grad-deep);
  color: #fff;
  padding: 88px 0 92px;
  isolation: isolate;
}
/* gold inner frame, as on the brochure covers */
.hero::before {
  content: ""; position: absolute; inset: 22px;
  border: 1px solid rgba(196, 154, 58, 0.55);
  pointer-events: none; z-index: 0;
}
/* decorative circle, as on the brochure covers */
.hero::after {
  content: ""; position: absolute; right: -180px; bottom: -220px;
  width: 520px; height: 520px; border-radius: 50%;
  border: 1px solid rgba(196, 154, 58, 0.22);
  pointer-events: none; z-index: 0;
}
.hero > .wrap { position: relative; z-index: 1; }

.kicker {
  display: inline-block;
  font-size: 12px; font-weight: 700;
  letter-spacing: 0.32em; text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 18px;
}
.hero .kicker { color: var(--gold); }

.hero h1 {
  color: #fff; font-size: clamp(34px, 5vw, 54px);
  line-height: 1.08; max-width: 17ch; margin-bottom: 20px;
}
.hero .hero-sub {
  color: #dbe9f6; font-size: clamp(16px, 2vw, 19px);
  line-height: 1.6; max-width: 62ch; margin-bottom: 28px;
}

.rule { width: 80px; height: 2px; background: var(--gold); border: 0; margin: 26px 0; }

.breadcrumb {
  display: flex; align-items: center; gap: 10px;
  font-size: 13px; letter-spacing: 0.08em; text-transform: uppercase;
  color: #9db2c4; margin-top: 26px;
}
.breadcrumb a { color: var(--gold-soft); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }
.breadcrumb .sep { color: var(--gold); }

/* Compact hero for interior pages */
.hero-inner { padding: 58px 0 62px; }
.hero-inner h1 { max-width: 24ch; }

/* ==========================================================================
   Buttons
   ========================================================================== */

.btn {
  display: inline-block; cursor: pointer;
  font-family: var(--sans); font-size: 13px; font-weight: 700;
  letter-spacing: 0.14em; text-transform: uppercase;
  text-decoration: none; text-align: center;
  padding: 15px 28px; border-radius: 4px;
  border: 1px solid var(--gold);
  transition: background .18s, color .18s, border-color .18s;
}
.btn-gold { background: var(--gold); color: var(--navy); }
.btn-gold:hover { background: var(--gold-soft); border-color: var(--gold-soft); color: var(--navy); }

.btn-ghost { background: transparent; color: var(--gold-soft); }
.btn-ghost:hover { background: rgba(196,154,58,.14); color: #fff; }

.btn-navy { background: var(--navy); color: #fff; border-color: var(--navy); }
.btn-navy:hover { background: var(--blue-dark); border-color: var(--blue-dark); color: #fff; }

.btn-outline-navy { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn-outline-navy:hover { background: var(--navy); color: #fff; }

.btn-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 30px; }
.btn-row-center { justify-content: center; }

/* ==========================================================================
   Sections
   ========================================================================== */

.section { padding: 76px 0; }
.section-tight { padding: 56px 0; }
.section-ivory { background: var(--ivory); }
.section-white { background: #fff; }
.section-navy { background: var(--grad-dark); color: #dbe7f0; }
.section-navy h2, .section-navy h3, .section-navy h4 { color: #fff; }
.section-navy .kicker { color: var(--gold); }

.section-head { max-width: 68ch; margin-bottom: 44px; }
.section-head.center { margin-left: auto; margin-right: auto; text-align: center; }
.section-head h2 { font-size: clamp(26px, 3.4vw, 36px); margin-bottom: 14px; }
.section-head p { color: var(--warmgrey); font-size: 17px; margin: 0; }
.section-navy .section-head p { color: #b9cbdd; }

.lead { font-size: 18px; line-height: 1.65; color: #32404d; }

/* ==========================================================================
   Cards
   ========================================================================== */

.grid { display: grid; gap: 24px; }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

/* Split layouts: form beside supporting panel. Collapses to one column. */
.layout-split { grid-template-columns: 1.35fr .95fr; gap: 44px; align-items: start; }
.layout-split-rev { grid-template-columns: .95fr 1.35fr; gap: 44px; align-items: start; }

.cert-options { display: grid; gap: 12px; margin-top: 8px; }
.cert-options .consent { margin: 0; }

.card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 10px;
  padding: 26px 24px;
  height: 100%;
}
.card h3 { font-size: 20px; margin-bottom: 10px; }
.card p { font-size: 15px; color: var(--warmgrey); margin: 0; }

.card-gold {
  background: linear-gradient(180deg, var(--gold-pale), #fdfaf1);
  border-color: var(--gold-soft);
}
.card-gold h3 { color: var(--navy); }

.card-dark {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--gold-line);
  color: #e9f1f7;
}
.card-dark h3 { color: var(--gold); }
.card-dark p { color: #b9cbdd; }

.card-num {
  font-family: var(--serif); font-size: 30px; line-height: 1;
  color: var(--gold); display: block; margin-bottom: 12px;
}
.card-icon {
  width: 44px; height: 44px; border-radius: 50%;
  border: 1px solid var(--gold-line);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px; color: var(--gold);
}
.card-icon svg { width: 20px; height: 20px; }

/* Keybox — used on dark sections */
.keybox {
  background: rgba(255, 255, 255, 0.05);
  border: 1px solid var(--gold-line);
  border-left: 3px solid var(--gold);
  border-radius: 8px;
  padding: 22px 24px;
  color: #e9f1f7;
}
.keybox h3 { color: var(--gold); font-size: 18px; margin-bottom: 8px; }
.keybox p, .keybox li { color: #b9cbdd; font-size: 15px; }
.keybox p:last-child { margin-bottom: 0; }

/* ==========================================================================
   Feature list
   ========================================================================== */

.feature { display: flex; gap: 16px; align-items: flex-start; }
.feature-icon {
  flex: 0 0 40px; width: 40px; height: 40px; border-radius: 50%;
  background: var(--gold-pale); border: 1px solid var(--gold-soft);
  color: var(--navy);
  display: flex; align-items: center; justify-content: center;
}
.feature-icon svg { width: 18px; height: 18px; }
.feature h4 { font-size: 17px; margin-bottom: 4px; }
.feature p { font-size: 15px; color: var(--warmgrey); margin: 0; }

/* ==========================================================================
   Bullets — gold squares, as in the brochures
   ========================================================================== */

.tick-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 12px; }
.tick-list li { position: relative; padding-left: 26px; font-size: 15px; }
.tick-list li::before {
  content: ""; position: absolute; left: 0; top: 0.6em;
  width: 9px; height: 9px; background: var(--gold);
  transform: rotate(45deg);
}
.section-navy .tick-list li { color: #dbe7f0; }

.plain-list { margin: 0 0 1em; padding-left: 20px; display: grid; gap: 8px; }
.plain-list li { font-size: 15px; }
.section-navy .plain-list { color: #dbe7f0; }

/* Numbered steps */
.steps { list-style: none; counter-reset: step; margin: 0; padding: 0; display: grid; gap: 22px; }
.steps li { counter-increment: step; display: flex; gap: 18px; align-items: flex-start; }
.steps li::before {
  content: counter(step, decimal-leading-zero);
  flex: 0 0 46px; width: 46px; height: 46px; border-radius: 50%;
  background: var(--gold); color: var(--navy);
  font-family: var(--serif); font-size: 17px;
  display: flex; align-items: center; justify-content: center;
}
.steps h4 { font-size: 17px; margin-bottom: 3px; }
.steps p { margin: 0; font-size: 15px; color: var(--warmgrey); }

/* ==========================================================================
   Reports
   ========================================================================== */

.report {
  display: grid; grid-template-columns: 200px 1fr; gap: 28px;
  background: #fff; border: 1px solid var(--line); border-radius: 12px;
  padding: 26px; align-items: start;
  transition: border-color .18s, box-shadow .18s;
}
.report:hover { border-color: var(--gold-soft); box-shadow: var(--shadow); }

/* Miniature brochure cover */
.report-cover {
  position: relative; overflow: hidden;
  background: var(--grad-deep);
  border: 1px solid var(--gold-line);
  border-radius: 6px;
  aspect-ratio: 210 / 297;
  padding: 16px 14px;
  display: flex; flex-direction: column; justify-content: space-between;
  color: #fff;
}
.report-cover::before {
  content: ""; position: absolute; inset: 7px;
  border: 1px solid rgba(196, 154, 58, 0.55);
}
.report-cover img { position: relative; align-self: flex-start; height: 14px; width: auto; }
.report-cover .rc-kicker {
  position: relative; color: var(--gold);
  font-size: 7px; letter-spacing: 0.24em; text-transform: uppercase;
}
.report-cover .rc-title {
  position: relative; font-family: var(--serif);
  font-size: 15px; line-height: 1.15; color: #fff;
}
.report-cover .rc-foot {
  position: relative; border-top: 1px solid rgba(196, 154, 58, 0.45);
  padding-top: 7px; font-size: 6.5px; letter-spacing: 0.12em;
  text-transform: uppercase; color: #a9c1d6;
}

.report-body h3 { font-size: 23px; margin-bottom: 4px; }
.report-meta {
  display: flex; flex-wrap: wrap; gap: 8px 18px;
  font-size: 12px; letter-spacing: 0.1em; text-transform: uppercase;
  color: var(--warmgrey); margin-bottom: 14px;
}
.report-meta span { display: inline-flex; align-items: center; gap: 7px; }
.report-meta span::before {
  content: ""; width: 5px; height: 5px; background: var(--gold);
  transform: rotate(45deg);
}
.report-body > p { font-size: 15px; color: var(--warmgrey); }
.report-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 20px; }

/* ==========================================================================
   Notices
   ========================================================================== */

.notice {
  border-radius: 8px; padding: 22px 24px;
  border: 1px solid var(--line);
  background: #fff;
}
.notice h4 { font-size: 17px; margin-bottom: 8px; }
.notice p:last-child, .notice ul:last-child { margin-bottom: 0; }
.notice p, .notice li { font-size: 15px; }

.notice-red { background: var(--red-bg); border-color: var(--red-line); }
.notice-red h4 { color: var(--red-line); }

.notice-gold { background: linear-gradient(180deg, var(--gold-pale), #fdfaf1); border-color: var(--gold-soft); }
.notice-gold h4 { color: var(--navy); }

.notice-navy {
  background: rgba(255,255,255,.05); border-color: var(--gold-line);
  border-left: 3px solid var(--gold);
}
.notice-navy h4 { color: var(--gold); }
.notice-navy p, .notice-navy li { color: #b9cbdd; }

/* ==========================================================================
   Forms
   ========================================================================== */

.form-card {
  background: #fff; border: 1px solid var(--line);
  border-radius: 12px; padding: 34px 32px;
}
.form-card h3 { font-size: 22px; margin-bottom: 6px; }
.form-card > p { font-size: 15px; color: var(--warmgrey); }

.field { margin-bottom: 20px; }
.field label {
  display: block; margin-bottom: 7px;
  font-size: 13px; font-weight: 700;
  letter-spacing: 0.08em; text-transform: uppercase; color: var(--navy);
}
.field input[type="text"],
.field input[type="email"],
.field input[type="tel"],
.field input[type="date"],
.field select,
.field textarea {
  width: 100%; font-family: var(--sans); font-size: 15px; color: var(--ink);
  background: var(--ivory);
  border: 1px solid var(--line); border-radius: 5px;
  padding: 13px 14px;
  transition: border-color .18s, background .18s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none; border-color: var(--gold); background: #fff;
}
.field textarea { resize: vertical; min-height: 120px; }

/* The native date control ships with its own white chrome and a dark calendar
   glyph, so it needs the site palette applied explicitly. No min-height here:
   the date box must end up exactly as tall as the text inputs beside it. */
.field input[type="date"] {
  color-scheme: light;
  accent-color: var(--gold);
  font-family: var(--sans);
  /* The native widget adds ~2px of inner padding that cannot be removed through
     ::-webkit-datetime-* selectors, so the box is pinned to the same 45px the
     text inputs reach via their 13px padding plus a 19px line box. */
  height: 45px;
  line-height: 19px;
}
.field input[type="date"]::-webkit-datetime-edit {
  font-family: var(--sans);
  font-size: 15px;
  line-height: 19px;
  color: var(--ink);
}
.field input[type="date"]::-webkit-datetime-edit-fields-wrapper { padding: 0; }
.field input[type="date"]::-webkit-calendar-picker-indicator {
  width: 15px;
  height: 15px;
  padding: 0;
  opacity: .55;
  cursor: pointer;
  transition: opacity .18s;
}
.field input[type="date"]:hover::-webkit-calendar-picker-indicator,
.field input[type="date"]:focus::-webkit-calendar-picker-indicator {
  opacity: 1;
}
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.form-error {
  display: none;
  margin: 12px 0 0; padding: 11px 14px;
  background: var(--red-bg); border: 1px solid var(--red-line);
  border-radius: 6px;
  font-size: 14px; font-weight: 500; color: var(--red-line);
}
.form-error.show { display: block; }

.consent {
  display: flex; gap: 13px; align-items: flex-start;
  background: var(--gold-pale); border: 1px solid var(--gold-soft);
  border-left: 3px solid var(--gold);
  border-radius: 6px; padding: 18px 18px; margin-bottom: 22px;
}
.consent input[type="checkbox"] {
  flex: 0 0 18px; width: 18px; height: 18px; margin: 2px 0 0;
  accent-color: var(--gold); cursor: pointer;
}
.consent label { font-size: 14px; line-height: 1.55; color: var(--ink); cursor: pointer; }
.consent label a { color: var(--blue-dark); }

.form-note { font-size: 13px; color: var(--warmgrey); margin-top: 16px; }
.form-hint { font-size: 13px; color: var(--warmgrey); margin: 8px 0 0; }

/* Address lines that sit outside a .field-row still need the bottom spacing
   back, since the row's own gap handles it otherwise. */
.field-row .field { margin-bottom: 20px; }

.form-success {
  display: none;
  background: var(--gold-pale); border: 1px solid var(--gold);
  border-radius: 8px; padding: 26px; text-align: center;
}
.form-success h3 { color: var(--navy); margin-bottom: 8px; }
.form-success p { font-size: 15px; color: var(--ink); margin: 0; }
.form-success.show { display: block; }
.form-success .form-success-note {
  font-size: 13px; color: var(--warmgrey);
  margin-top: 14px; padding-top: 14px;
  border-top: 1px solid var(--gold-soft);
}

/* ==========================================================================
   Policy pages
   ========================================================================== */

.policy-layout { display: grid; grid-template-columns: 250px 1fr; gap: 48px; align-items: start; }

.policy-index {
  position: sticky; top: 110px;
  background: #fff; border: 1px solid var(--line);
  border-radius: 10px; padding: 22px 20px;
}
.policy-index p {
  font-size: 12px; font-weight: 700; letter-spacing: 0.2em;
  text-transform: uppercase; color: var(--gold); margin-bottom: 12px;
}
.policy-index a {
  display: block; padding: 7px 0; font-size: 14px;
  color: var(--ink); text-decoration: none;
  border-bottom: 1px solid var(--line);
}
.policy-index a:last-child { border-bottom: 0; }
.policy-index a:hover { color: var(--blue-dark); }

.policy-section { margin-bottom: 46px; scroll-margin-top: 120px; }
.policy-section:last-child { margin-bottom: 0; }
[id] { scroll-margin-top: 120px; }
.policy-section .overline {
  display: block; margin-bottom: 8px;
  font-size: 12px; font-weight: 700; letter-spacing: 0.24em;
  text-transform: uppercase; color: var(--gold);
}
.policy-section h2 { font-size: 26px; margin-bottom: 14px; }
.policy-section p { font-size: 16px; }
.policy-section ul { margin: 0 0 1em; padding-left: 22px; }
.policy-section li { font-size: 16px; margin-bottom: 7px; }

.contact-card {
  background: #fff; border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  border-radius: 8px; padding: 22px 24px; margin-top: 18px;
  font-size: 15px;
}
.contact-card strong { color: var(--navy); }

/* ==========================================================================
   FAQ
   ========================================================================== */

.faq { display: grid; gap: 12px; max-width: 860px; }
.faq-item {
  background: #fff; border: 1px solid var(--line); border-radius: 8px;
  overflow: hidden;
}
.faq-item summary {
  cursor: pointer; list-style: none;
  padding: 18px 52px 18px 20px; position: relative;
  font-family: var(--serif); font-size: 18px; color: var(--navy);
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+"; position: absolute; right: 20px; top: 50%;
  transform: translateY(-50%);
  font-size: 24px; color: var(--gold); font-family: var(--sans);
  line-height: 1; transition: transform .18s;
}
.faq-item[open] summary::after { content: "\2212"; }
.faq-answer { padding: 0 20px 20px; font-size: 15px; }
.faq-answer p:last-child { margin-bottom: 0; }
.faq-answer ul { padding-left: 20px; margin-bottom: 1em; }

/* ==========================================================================
   Regulatory notice popup
   ========================================================================== */

.reg-notice {
  width: min(700px, calc(100vw - 32px));
  max-height: calc(100vh - 48px);
  padding: 0;
  border: 1px solid var(--gold);
  border-radius: 12px;
  background: #fff;
  color: var(--ink);
  box-shadow: 0 24px 64px rgba(7, 19, 38, 0.5);
  overflow: auto;
}
.reg-notice::backdrop { background: rgba(7, 19, 38, 0.74); }
.reg-notice-inner { padding: 32px 34px 30px; text-align: center; }
.reg-notice .reg-logo { height: 32px; width: auto; margin: 0 auto 22px; }
.reg-notice h2 {
  font-size: clamp(19px, 2.6vw, 24px);
  padding-bottom: 14px; margin-bottom: 16px;
  border-bottom: 1px solid var(--gold-soft);
}
.reg-notice p { font-size: 14px; line-height: 1.62; color: #32404d; margin-bottom: 14px; text-align: left; }
.reg-notice p:last-of-type { margin-bottom: 0; }
.reg-notice .btn { display: block; margin: 26px auto 0; }
.reg-notice .btn-row .btn { width: auto; }

.reg-notice-open { overflow: hidden; }

/* ==========================================================================
   CTA band
   ========================================================================== */

.cta-band {
  background: var(--grad-dark);
  border-top: 1px solid var(--gold-line);
  padding: 62px 0; color: #dbe7f0;
  position: relative; overflow: hidden;
}
.cta-band::after {
  content: ""; position: absolute; right: -140px; top: -160px;
  width: 420px; height: 420px; border-radius: 50%;
  border: 1px solid rgba(196, 154, 58, 0.2);
}
.cta-band > .wrap { position: relative; z-index: 1; }
.cta-band h2 { color: #fff; font-size: clamp(25px, 3.2vw, 34px); margin-bottom: 12px; }
.cta-band p { color: #b9cbdd; font-size: 17px; max-width: 60ch; }

/* ==========================================================================
   Footer
   ========================================================================== */

.site-footer {
  background: var(--navy-2);
  border-top: 1px solid var(--gold-line);
  color: #9db2c4;
  padding: 88px 0 0;
}
.footer-grid {
  display: grid; grid-template-columns: 1.5fr 1fr 1fr 1.3fr;
  gap: 40px; padding-bottom: 44px;
}
.footer-brand img { height: 40px; width: auto; margin-bottom: 18px; }
.footer-brand p { font-size: 14px; max-width: 38ch; }

.site-footer h4 {
  color: #fff; font-family: var(--sans);
  font-size: 12px; font-weight: 700; letter-spacing: 0.2em;
  text-transform: uppercase; margin-bottom: 16px;
}
.site-footer ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.site-footer a { color: #9db2c4; text-decoration: none; font-size: 14px; }
.site-footer a:hover { color: var(--gold-soft); }
.site-footer p { font-size: 14px; }

.footer-legal {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding: 24px 0 32px;
  display: flex; flex-wrap: wrap; gap: 8px 26px;
}
.footer-legal span { font-size: 12px; color: #6d8299; }
.footer-legal a { font-size: 12px; color: #6d8299; text-decoration: underline; }

/* ==========================================================================
   CTA strip above footer
   ========================================================================== */

.legal-strip {
  background: rgba(0, 0, 0, 0.22);
  border-top: 1px solid rgba(196, 154, 58, 0.28);
  padding: 20px 0;
  font-size: 12px; line-height: 1.6; color: #9db2c4;
}
.legal-strip strong { color: var(--gold-soft); }
.legal-strip a { color: var(--gold-soft); }

/* ==========================================================================
   Utilities
   ========================================================================== */

.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.serif { font-family: var(--serif); }
.gold { color: var(--gold); }
.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}

/* ==========================================================================
   Responsive
   ========================================================================== */

@media (max-width: 1000px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .policy-layout { grid-template-columns: 1fr; }
  .policy-index { position: static; }
}

@media (max-width: 860px) {
  .nav-toggle { display: block; }
  .main-nav {
    display: none;
    position: absolute; top: 100%; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: 2px;
    background: var(--navy-2);
    border-bottom: 1px solid var(--gold-line);
    padding: 14px 28px 20px;
  }
  .main-nav.open { display: flex; }
  .main-nav > a { padding: 13px 12px; }
  .site-header .wrap { position: relative; }
  .grid-3 { grid-template-columns: 1fr; }
  .report { grid-template-columns: 1fr; }
  .report-cover { max-width: 190px; }
}

@media (max-width: 620px) {
  .wrap { padding: 0 20px; }
  .section { padding: 54px 0; }
  .hero { padding: 62px 0 66px; }
  .hero::before { inset: 12px; }
  .grid-2, .grid-4, .footer-grid { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .form-card { padding: 26px 20px; }
  .report { padding: 20px; }
  .btn-row .btn { width: 100%; }
  .reg-notice-inner { padding: 24px 20px 22px; }
  .reg-notice .reg-logo { height: 26px; margin: 0 auto 18px; }
}

@media (max-width: 980px) {
  .layout-split, .layout-split-rev { grid-template-columns: 1fr; gap: 30px; }
}